Seeing is believing. Protect your team with vision insurance.
Group vision insurance provided by Strickler Insurance.
We see you are looking for group vision insurance. Whether you have a small collective, a large business, or need vision coverage for your small business employees, we have the coverage for eye care that you need.
How Much Does Vision Insurance Cost For a Business?
The cost of vision insurance varies. Vision plans can be different based on the number of employees, whether it is an annual or biannual renewal, and of course the vision coverage plan. You can expect group vision insurance to cost around $50 per employee. This isn’t an exact amount. With our health insurance, we are able to group vision and dental. Those policies and packages all vary. The best way to determine the cost of dental insurance is to call us and get a free group health dental and vision insurance quote.
What Does Vision Insurance Cover?
Make sure your vision insurance plan covers what your employees need. Get vision insurance for exams, frames, lenses, contact lenses, and safety glasses. Having vision insurance promotes healthy employees. Since they will be getting vision checks regularly, the eye doctor can identify symptoms of glaucoma, cataracts, high blood pressure, diabetes, heart disease, and high cholesterol.
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Group Health Insurance
One of the main factors in attracting and retaining good employees is the benefit program offered by employers. This typically starts with your group health insurance plan.
Regardless of the company’s financials, there are ways to make health insurance available to your employees and their dependents. Offering health insurance doesn’t have to break the bank. There are many solutions available to small, mid-size, and large employers.
Group Life Insurance
When employees are worried about their financial situation, they may not be as productive. Many individuals today do not have life insurance or adequate savings to cover final expenses, which places additional stress on employees and/or their families when the need arises.
A group life insurance plan can put your employees’ minds at ease, knowing their family will have resources available when they need them. Policies can also include a dependent benefit to help the employee pay for expenses if their dependent passes. Another solution is to offer a voluntary life benefit whereby the employee pays a lower premium through payroll deduction than they would if they found coverage on their own. Group life insurance is also tax deductible.
Many employers are faced with offering lower wages than their competitors and find it difficult to find and retain qualified workers.
Offering a short-term and/or a long-term disability program can provide prospective and current workers with another form of financial stability. An employee may be offered a higher wage elsewhere, but are they offered protection if that paycheck stops due to pregnancy, illness, or other disability? How will they pay the mortgage or other bills? Employers offering a disability plan can provide peace of mind to their employees and gain an advantage over those that don’t.
Group Dental Coverage
Failure to have regular dental checkups can lead to more serious problems than a toothache.
Offering dental coverage to your employees can help encourage them to see a dentist on a regular basis. Gum disease has been linked to heart disease as well as diabetes. Catching these issues early not only helps your employees’ health, it may help reduce your long-term health insurance costs before a big claim hits!
Vision Care Coverage
Similar to dental coverage, if your employees are not getting regular eye exams, they may have underlying medical conditions such as heart disease or diabetes that can surface later at a greater expense to your medical plan.
Offering vision care coverage is a very affordable component to offering health benefits. It’s an inexpensive portion of the benefit package with a high value of return and can help offset the impact of increased medical costs, becoming a cost-effective, early intervention tool.
Not being able to meet an employee’s individual needs can pose a threat to worker retention and attracting new talent, both of which can be costly to your bottom line.
Offering voluntary coverage lets your employees choose benefits that are important to them. It’s a cost-effective way to provide a variety of benefits at little or no impact to your monthly premiums. Examples of voluntary coverage include:
- Critical illness, hospital indemnity, and cancer coverage.
- Life, dependent life, short-term, and long-term disability coverage.
- Dental care.
- Vision care.
Compliance audits are increasing and Department of Labor fines can be costly. Do you have all of the documents and paperwork at your fingertips should you receive an audit letter?
A good benefits broker will educate you on the compliance pieces so that you are prepared for that dreaded day. A wrap document covers most of what is required and the remaining forms should be readily accessible with proof of distribution to employees and/or eligible participants.
Do I Need Vision Insurance For My Business?
No matter the size of your company or your location, you are not required to provide your employees with vision insurance. Why do so many businesses provide vision insurance to their employees then? Adding vision insurance to the required health insurance policy is relatively inexpensive. Since employees benefit largely from multiple coverages, they are more likely to remain an employee. If you offer medical insurance at your business you should also offer vision insurance.
Pennsylvania Vision Insurance Specialists
Strickler Insurance is a vision insurance company that provides a wide variety of business insurance. We have specialists in insurance benefits. Our team has worked with a wide variety of businesses and will be able to help provide the vision insurance that fits your needs. Whether you are small or large our agents are ready to provide your vision insurance policy.
Vision Insurance For A Small Business
If you are a small business it can seem like a large task to provide vision insurance for your employees. The benefits definitely outweigh the costs. Small business vision insurance will help you to retain employees and grow as a business. Learn more about our vision benefits for small businesses.
Get Group Vision Insurance Employee Benefits At Strickler Insurance
Contact Strickler Insurance for your group vision insurance. Provide a wide variety of employee benefits so that you can secure your employees and keep them. Strickler Insurance is located in Lebanon PA and has been serving Pennsylvania along with its neighboring states for many years. Do not hesitate to contact us for a free vision insurance quote.
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