Be prepared for the unthinkable.
Child life insurance provided by Strickler Insurance.
Child life insurance is a difficult topic. No one wants to consider or think about losing their child. That is what makes child life insurance so important. Discussing the basics of a child life policy will help decipher if this life insurance coverage is right for you and your family.
Why Would I Get My Child A Life Insurance Policy?
There are a few reasons people get life insurance policy for their children. Most of them or not for your child’s death, but an investment for their future.
- Provides finances to pay for your child’s funeral, trauma counseling costs, and work leave costs.
- Creates an affordable premium for your child and extremely young age. This will help them have affordable life insurance for a long time.
- Provides a savings fund, or investment for your child’s future expenses (depending on the policy setup)
- Protects your child’s insurability.
It is important to note child life insurance policies or not the most beneficial financial investments for their future, unless they have a medical condition that warrants the need for child life insurance.
What Is My Child’s Insurability?
A child’s insurability is their likelihood of being able to get life insurance in the future. This is primarily something you consider if your child has preexisting medical conditions or if they have the potential to get a future medical condition.
What Are Other Options For Providing Life Insurance For My Child?
Depending on your personal life insurance policy, you can add your child to the policy as a rider. Learn more about this when you contact us for your life insurance policy.
Child Life Insurance Company
Well considering child life insurance you should contact the child life insurance specialist. This type of insurance coverage is not extremely common. Having someone that looks at your specific family’s needs will help you to get appropriate life insurance.
Get Child Life Insurance From Strickler Insurance
Strickler Insurance is located in Lebanon Pennsylvania. Get your family’s insurance in Lebanon PA, Pennsylvania or one of our neighboring states. At Strickler we hope to provide the best child life insurance. We provide coverage in New Jersey, New York, Maryland, Delaware and Virginia. Contact us today for a free insurance quote!
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