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Medicare supplement insurance provided by Strickler Insurance.
Medicare supplement insurance can be a complicated topic. Our experts can help you to determine which plan is the best fit for you.
Get Started With Medicare Insurance!
A Medicare Insurance Plan is so valuable to have and can make a world of financial difference, but it can be extremely complicated. We have a medicare professional at Strickler Insurance who is fully dedicated to helping you and educating you on effective medicare coverage.
What Is Medicare And What Do I Qualify For?
A Medicare Supplement plan is broken out into a variety of health insurance programs. These are provided by the government and certain people qualify for certain plans and certain plans cost different amounts. Most plans are for people who are 65 or older and have Social Security.
What Is Medigap?
Medigap is essentially medicare supplement insurance that fills the gaps in medicare. What it can help with are additional costs like copays, coinsurance, or deductibles. But it isn’t a simple add on to medicare. Certain Medicare plans can have this added on, certain medicare plans are dependant on past medicare plans and new medicare plans can work entirely differently.
This is why the Strickler Team has a person who is fully dedicated to knowing Medicare’s policies and coverage. When you call in to get your Medicare insurance set up our medicare specialist will be able to answer your questions and make sure you have the best medicare coverage.
A Simple Overview Of Medicare
Medicare is broken up into separate sections that cover a general area. Since the medical field has gray areas and overlap, so does medicare. We navigate those gray areas for you and ensure your Medicare coverage is set up correctly.
- Medicare Part A primarily covers treatment in hospitals and the costs that come with it. Depending on the medical treatment that is provided at the hospital you will have to pay a deductible.
- Medicare Part B primarily covers insurance outside of hospitals.
- Medicare Part C or a Medicare Advantage Plan as it is commonly called is essentially a customized Medicare Part B. When you get Medicare Part C you still have to pay for Part B, but there is a wide variety of options in regards to the cost, the coverage and additional coverage. For instance, besides medical coverage, you can get dental or hearing and vision coverage.
- Medicare Part D covers prescription drugs.
This is an extremely simplified overview of Medicare. It is an extremely complicated system that also has a large number of deadlines to register. The deadline to register is usually at the beginning of December of the previous year. When you miss deadlines or details in Medicare insurance, the results can be costly.
Enroll For Medicare With Strickler Insurance
Avoid the stress of worrying about deadlines or late fees by contacting Strickler Insurance and speaking with our Medicare professional. We will make sure you are ready for the upcoming year and insured with the Medicare plan that fits your needs. Contact us today!
Frequently Asked Questions For Medicare Supplement Insurance
Am I required to have Medicare supplement insurance?
No, Medicare supplement insurance is not mandatory. There are many advantages to choosing a Medicare supplement policy, but it is not required.
What is the difference between Medicare supplement plans and Medicare Advantage plans?
Medicare supplement plans are add-on insurance policies that cover extra medical expenses and provide benefits that are typically not provided by traditional Medicare plans. Medicare Advantage plans are a singular policy that includes both traditional Medicare coverage and the coverage offered by supplement plans. Medicare supplements are an extra available policy that works along with original Medicare, where Medicare Advantage plans are one policy that replaces traditional Medicare and covers so much more.
Do Medicare supplement plans have prescription drug coverage?
No, Medicare supplement plans do not cover prescriptions. Prescription drug coverage is purchased separately through a Medicare Part D plan.
Can I have a Medicare supplement plan if I already have a Medicare Advantage plan?
No, you cannot have both a Medicare supplement plan and a Medicare Advantage plan. You can choose between one or the other.
How does original Medicare work with Medicare supplement plans to cover my medical bills?
When you see a doctor who accepts Medicare, Medicare will cover its share of the expense. The bill will then go to the Medicare supplement plan, which covers an additional portion of the bill. If anything is not covered by both original Medicare and the Medicare supplement plan, then you will be responsible for paying the remaining amount.
What doctors accept Medicare supplement plans?
Medicare supplement plans are accepted by any doctor who accepts original Medicare. People with Medicare supplement plans can see any doctor they want, and do not need to have a referral to see a specialist.
Get Started Today
As an independent agency, we are here to help you find the right Medicare Supplement Insurance coverage.
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What Is Medicare And What Do I Qualify For?