Don’t get sunk. Consider sinkhole coverage.
Sinkhole insurance provided by Strickler Insurance.
Sinkholes are actually quite common in Pennsylvania and the Northeast. While they might not be massive holes that get reported on in the news or newspaper, sinkholes can damage your property, ruin your driveway or in the worse case they can shift the foundation of your home leading to costly repairs.
Doesn’t my homeowners’ insurance policy protect me from these damages? Unfortunately, sinkhole damage is not typically covered. Knowing your area and how common sinkholes are can help you decide whether you need sinkhole insurance or not.
How Does Sinkhole Insurance Work With My Homeowner’s Policy?
Sinkhole insurance is similar to flood insurance. It is able to fill gaps in your home insurance policy and ensure that your coverage is protected from an even wider range of risks. Where your sinkhole insurance coverage ends, your home insurance picks back up and vice versa. Knowing what your home insurance covers will also help you decide which type of sinkhole insurance you need. Certain states have sinkhole insurance integrated into their home insurance but it might only cover small sinkholes, or it may only cover massive sinkholes.
Knowing your policy and state’s policies will help you decide which sinkhole insurance coverage is the best. At Strickler Insurance we will inform you of your coverage and what is the best coverage to fill the gaps in your insurance.
How Likely Is Your Home To Experience Sinkhole Damage?
Just like all insurance, it depends where you live. For Pennsylvania, and many other states, you can find interactive sinkhole maps that show where large ones have appeared and where likely areas for sinkholes to appear are. See how likely you are to experience a sinkhole on your property.
What Is The Actual Cost Of Repairing A Sink Hole
The larger the sinkhole, the larger the cost. If a sinkhole occurs in your driveway, the cost isn’t just repaving the driveway, it is repairing any damaged vehicles, filling the hole, and then repaving the driveway. And this is one of the least expensive sinkhole situations. Having sinkhole insurance will protect you from large costs in repairs.
Why Most People Get Sinkhole Insurance
Besides being in an area where sinkholes are common, certain people we work with recognize that sinkhole insurance is a good investment towards the future and plays as a backup coverage. Sinkhole insurance coverage usually results in a large payout the protects you, your family, and your home.
Contact Strickler Insurance For Sinkhole Insurance
Contact us today at Strickler Insurance and we will get back to you as soon as possible about your sinkhole insurance. Being located in Lebanon County Pennsylvania we serve a large amount of local Pennsylvania homes. From our local towns like Myerstown and Hershey to Berks and Bucks County. Our team is also licensed to sell in New Jersey, New York, Maryland, Delaware and Virginia. Contact us today for a free sinkhole insurance quote!
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