At Strickler Insurance, we are regularly contacted to set up local residents of Pennsylvania and, more specifically, Lebanon, PA residents with Medicare. As we work to help you to have the correct medicare plan for your age and health needs, we are typically asked, “What can I get for free through Medicare?” or “Once I have Medicare, can I get a hover round?” Many people want to know what they can get for free through Medicare.
The short answer: You can only receive specific items fully covered by Medicare if you are medically cleared or it is deemed medically necessary.
The long answer: Read more and understand medicare’s function as your health insurance.
Understanding Medicare Health Insurance
The federal health insurance program known as Medicare offers comprehensive coverage for a wide range of healthcare services, mostly to Americans 65 and older as well as certain younger people with disabilities. Despite the fact that many Medicare services have a fee, beneficiaries can still receive a number of crucial Medicare benefits without having to pay any premiums, deductibles, or copayments. In this post, we’ll clarify what Medicare covers for free and answer some prevalent myths about this crucial program.
What Can You Get For Free Through Medicare?
Let’s ask that question in a different way to make the following answers more accurate. What aspects and coverage does Medicare provide that does not have direct costs and copays?
1. Preventive Medical Health Services
Medicare provides coverage for a variety of preventive treatments, such as flu vaccines, cardiovascular exams, and cancer screenings (including mammograms and colonoscopies). Potential health concerns can be found early when they are easier to treat, thanks to these checks.
2. Welcome To Medicare Exam
Beneficiaries are eligible to a “Welcome to Medicare” preventative checkup within the first 12 months of signing up for Medicare Part B. Your healthcare practitioner will examine your medical background, present health issues, and medicines during this session in order to create a specific preventative strategy.
3. Annual Wellness Visit
Medicare also offers an annual wellness visit, which is intended to assist you and your healthcare physician in developing a long-term health plan. Although a physical examination is not performed during this session, the focus is on creating a customized preventive strategy that is based on your medical requirements.
4. Part B Preventive Services
Preventive procedures covered by Part B include mammograms, bone mass assessments, and tests for diabetes and other conditions. Early detection and treatment of chronic illnesses are the goals of these programs.
5. Medicare Provides Vaccinations For Free
Medicare covers immunizations including the pneumococcal vaccine and Hepatitis B injections in addition to the flu shot.
6. Some Durable Medical Equipment (DME)
Medicare covers certain DME, such as canes, walkers, and toilet chairs, at no cost to beneficiaries. However, the majority of DME involves cost-sharing. This is an area of medicare insurance that many people are interested in specifically because of wanting a hover round. Learn more about getting a hover round for free through Medicare.
7. Home Health Care
Medicare will pay for intermittent skilled nursing care, physical therapy, speech-language pathology, and occupational therapy services provided in your home if you fulfil certain requirements.
Contact Strickler Insurance To Set Up Your Medicare Insurance
At Strickler Insurance, we can help answer your questions and set up the medicare insurance that is right for you. Learn more about our services and ask us questions about medicare insurance.
