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Motorcycle Insurance

Coverage for your bike when hitting the open road.

Motorcycle insurance provided by Strickler Insurance.

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Everyone who rides a motorcycle rides for enjoyment. You may use your motorcycle to commute to work when your truck is in the shop or when the weather is beautiful but when you look at your motorcycle in the garage you think of freedom. At Strickler Insurance we have employees who love to ride their motorcycle and want to enjoy riding it. We want to provide motorcycle insurance that makes you feel free to enjoy your motorcycle.

We Provide Motorcycle Insurance For All Types Of Motorcycles

Whether you just bought a brand brand new Harley a sleek BMW or just rebuilt an antique Panhead we can provide your motorcycle insurance coverage. Yes, we even provide insurance for people who call it motorbike insurance or moped insurance. One of the benefits of getting your motorcycle insured with us is you can bundle it with other vehicles and even your home insurance. Some people who have antique vehicles and motorcycles love our coverage because we are their insurance agency for all of them.

Motorcycle Insurance Policy Design

Our motorcycle insurance is designed with your needs in mind. This will give you peace of mind when you’re riding your motorcycle in the warm summer months or in the cooler fall and spring months. We know what you are legally required to cover on your motorcycle as well as the best coverage for your motorcycle.

Custom Motorcycle Insurance Coverage

Just like auto insurance, we will customize your motorcycle insurance to fit your needs. Liability is the minimum insurance required for your motorcycle. This covers other people who are involved in a motorcycle accident with you while you are the one at fault. So if you get in an accident with your motorcycle the other person’s car repairs or replacement and their medical bills will be covered, your medical bills and motorcycle repairs and replacement will not be covered. That is why we recommend motorcycle insurance that protects you and your motorcycle.

There are other forms of custom motorcycle insurance besides the basic personalization. Some motorcycles have expensive electronics, trailers, sidecars, or GPS devices you might also want to cover. We can make these upgrades part of your motorcycle insurance plan. Another one a lot of riders get is roadside assistance. If you are riding out to Sturgis or down to bike week in Florida, having roadside assistance can be a lifesaver and make sure you are not stuck on the side of the road.

What Is Motorcycle Collision Insurance?

If you have motorcycle collision coverage your motorcycle will be protected in the case of an accident. So your motorcycle repair and replacement will be paid by the insurance.

What Is Motorcycle Comprehensive Insurance?

Comprehensive coverage on your motorcycle is additional insurance coverage that is an excellent way to protect your favorite motorcycle. Essentially if your bike is damaged by a fire, vandalized by an angry girlfriend, or stolen, comprehensive protects your motorcycle.

Contact Strickler Insurance For The Best Motorcycle Insurance

We are proud to provide motorcycle insurance that keeps you and your bike on the road. Being located in central Pennsylvania we see a large number of bikers in Lebanon and nearby towns. Whether you went to White’s Harley Davidson or Haldeman Auto we can help protect your motorcycle. Contact us today!

Frequently Asked Questions For Motorcycle Insurance

Is motorcycle insurance required in Pennsylvania?

Yes, motorcycle insurance is required in Pennsylvania. Motorcycle owners must have at least liability coverage, which only covers damage caused to others in accidents where the policyholder is at fault. The minimum insurance requirements are $15k for injury to one person, $30k for injuries per accident, and at least $5k for property damages. Most riders choose to have more coverage, but this is the bare minimum required to stay within the law.

Does motorcycle insurance cover passengers?

Motorcycle insurance does not always cover passengers. If you only have liability insurance, you may need additional guest passenger liability or medical payments coverage to cover your passenger. If you regularly ride with someone else, you should make sure that your policy includes coverage for your passenger.

Does motorcycle insurance cover races or track events?

Most motorcycle insurance does not cover damages that come from races or other events. Without special policies or additional coverages, you will likely be responsible for damages to yourself or others during these events.

Do I need motorcycle insurance if I'm not riding it?

You don’t necessarily need motorcycle insurance if you are not riding it, but it is still smart to have some type of coverage. You could add comprehensive coverage to your motorcycle to cover theft, fire, vandalism, or storm damages if it is sitting in the garage for the winter or is stuck in the shop. Additionally, if you cancel your motorcycle policy in the middle of your coverage, it might raise your rates in the future when you look for your next policy.

Does motorcycle insurance cover others using my bike?

Most motorcycle insurance policies in Pennsylvania provide coverage for occasional, permitted riders, meaning someone you allow to use your bike is typically covered under your policy’s liability insurance. However, people who use your bike more regularly should be specifically listed on your policy to make sure that any damages they cause will still be covered.

Motorcycle Insurance - Guy Riding Motorcycle Down Pine Lined Road

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