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Getting A Pet: Here Is What You Need To Know

Getting a pet can impact your family in a wide variety of ways, from your children learning the responsibility of caring for a dog to the cat that loves to destroy your couch but will never use the scratching post as intended. As humans, we love pets and the companionship they bring. But, with that companionship comes responsibility. Anyone who has ever been a dog owner or had any type of pet knows they come with a variety of duties.

We have compiled a thorough investigation into how having a pet impacts your home and family, as well as the essential responsibilities that come with owning a pet. Prepare your family and your home for your new furry friend, and make sure you are prepared for the responsibility of owning a pet.

Responsibilities In Owning A Pet

Owning a pet comes with a large amount of responsibility. Learn about the responsibilities of owning a pet and how it will impact you.

Ongoing Care For Your Pet

The ongoing care for your pet is the most apparent responsibility that comes with owning a pet. These are the daily or weekly things you should be managing when you get a pet.

  • Food: Make sure you feed your pet the appropriate amount of food daily. When you take your pet to the vet for their check-up they will help guide you on the proper amount of food to feed your new pet.
  • Water: Your pet should always have water readily available.
  • Exercise: Animals need regular exercise to keep themselves healthy.
  • Cleaning: From hair cuts to regular baths, you should care for the cleanliness of your pet.
  • Time: The most important thing you can give your pet is your time. Caring for them and loving them takes quality time.

 

The Physical Health Of Your Pet

One of the most important things you care for is the physical health of your pet. When you care for your pet’s ongoing health, typically there are fewer unexpected illnesses or sudden veterinarian costs. But it would be best if you always were prepared for your pet to need veterinarian attention. This is why it is such a good idea to get health insurance for your pet.

Getting Pet Insurance To Maintain Their Health

Pet insurance is an investment in the future and protecting your pet’s health. We have found that many people who use pet insurance will care for their pets and get their health maintained more consistently. This leads to your pet remaining with your family longer and living a happy and full life. A pet is irreplaceable. Make sure yours is around as long as possible. Contact Strickler Insurance for a free quote on pet insurance.

Everything A Pet Impacts In Your Life

There is no doubt that a pet brings so much joy and fun into your life, but it is essential to be aware of every way they impact your life, from changing your home insurance premium to costing a lot of money.

The Financial Cost Of Owning A Pet

The cost only starts with the purchase of your pet. You will spend large sums of money on your pet, their shots, ongoing care, and food. Do not purchase a pet flippantly. Know you are financially responsible and will have multiple costs for your pet.

How A Pet Impacts Your Home Insurance

Speaking of pet costs, getting certain types of pets can impact your home insurance premium. While we love dogs, certain dogs statistically increase the risk of damages or lawsuits at your home. While a dog chasing the mailman is a common joke on many cartoons, these damages could lead to a costly lawsuit you are responsible for.

What Dogs Impact Your Home Insurance?

There are a variety of dogs that result in higher insurance premiums. This is due to their statistical likelihood to cause damage to a home or bite/harm a person. While it depends on a variety of factors, below is a list of dogs that will impact your home insurance premiums:

  • Pit Bulls
  • Rottweilers
  • Doberman Pinschers
  • German Shepherds
  • Siberian Huskies
  • Akitas Chows
  • Great Danes
  • Presa Canarios
  • Alaskan Malamutes
  • Wolf-dog Hybrids

 

Not every homeowner’s insurance has this exact list of dogs. Therefore, it is a good idea to contact your insurance agent and find out which of these breeds your home insurance provider has on their list. You can save lots of money on your home insurance premium by doing this.

Time Requirements Of A Pet

From the care, cleaning, and management of your pet, time is required. Beyond the responsibilities of caring for your pet that takes a lot of time, you need to spend time with your pet.

Cleanliness Of Your Home When Owning A Pet

Pets go to the bathroom regularly. If you get cats, you will have a litter box. If you have a bird, there will be bird poop that covers the bottom of the cage and around the floor next to it. It takes time to train your dog to go outside to go to the bathroom. On top of all of that, pets shed hair or feathers that can make your home a mess and agitate friends and family with allergies. Remember, you will have to manage the cleanliness of your home if you have a pet.

The Space A Pet Takes

Whether you have a dog or bird, a certain area of space is occupied by that pet. Whether you need a birdcage or a dog bed, your pet will take up space. Make sure your home has the space for a pet. Admittedly a goldfish only requires a small area for their tank, so start small and build up to larger pets.

General Lifestyle Of Owning A Pet

Owning a pet will present a few obstacles in your lifestyle. It will severely limit the types of apartments you can rent, and typically if you are renting and owning a pet, you will be required to get apartment insurance. Vacations are also difficult to take when you own a pet. Either you will need to find a vacation that can include your pet or a family member who will care for your pet while you are away.

Getting Your Pet

Getting your pet is exciting and so enjoyable. We simply want you to be prepared and to know the responsibilities of owning a pet. Despite the level of commitment and the large amount of time a pet takes, they are worth it. We highly recommend getting a pet for your family to love and enjoy. Contact us to get pet insurance when you get your new furry friend.