Business of the Month Kugo Japanese Steakhouse
At long last, an authentic Japanese steakhouse and sushi bar has come to Lebanon. Kugo’s Steak House just opened and is located next to Harpel’s at the Kmart strip mall in Lebanon. That’s right, the blending of wonderful food and spices prepared tableside on a hibachi is now only a short drive away. When you walk into Kugo’s, you feel you have been transported to an exotic destination.
The owner, Rong Lin is a small business owner. In 1989, he opened a restaurant called South China Buffet. After 19 years of hard work and success, he decided to start Kugo, a Japanese steakhouse and sushi bar. Japanese food has gained popularity and many Lebanon residents are traveling to Hershey or Harrisburg just to enjoy some good Japanese food. Rong says, “Wouldn’t it be so convenient to have hibachi and sushi right at home? But it is also more than that. My hope is to bring the culture to Lebanon and spread appreciation for the art of hibachi and sushi making.”
There are four hibachi dining areas seating 8 at each one and one that is located in a more private setting for parties and celebrations. The meals are prepared by chefs who will put on a dazzling performance that will make your dining experience memorable. Chop, chop, chop right before your eyes. Take a chance and be the first at your table to catch a small vegetable piece in your mouth as the chef’s spatula sends it airborne. Also, there is a sushi bar with a chef to assist and educate you in the art of fine sushi dining. All this at modest prices. Join Rong for a special dining treat. You will love it.
Individual Health Insurance
Individual health insurance covers the medical expenses of only one person or family. Unlike group health insurance, you purchase individual insurance directly from an insurance company. When you apply for individual insurance, you are evaluated in terms of how much risk you present. This is generally done through a series of medical questions and/or a physical exam. Your risk potential determines whether you qualify, and how much your insurance will cost.
What will the insurance company want to know?
Before issuing an individual insurance policy, the insurer will want to know everything about your personal health history. It is unwise to try to hide a pre-existing condition from your insurer since many insurers use information from the Medical Information Bureau (MIB) to determine whether an applicant is insurable. If the insurer doesn’t want to cover a particular health condition, you may still be able to get a policy with an exclusion rider.
What are the benefits of individual coverage?
If available, group insurance is generally a better option, since it is usually more comprehensive and less expensive than individual insurance. However, individual coverage is infinitely better than being uninsured in the event of illness or injury. Although you may think you can do without health insurance, you are taking a major risk if you choose not to get coverage. An unexpected illness or serious injury can put you and your family in financial peril.
With individual insurance, you are directly in control of your policy. You can negotiate to have certain provisions included or excluded, and you can often choose your deductible amount and co-payment percentage. Keep in mind, however, that these things will affect your premiums.
CALL Heather and find out how she can help you better your coverage and reduce your premium. We can be your agent for Direct Blue, Health America or Aetna.
The client of the Month 
Our agency is nothing without your loyalty and faith in us. Even if your name doesn’t appear below this month, please accept my heartfelt “thanks” for your support. I truly appreciate it. For outstanding work telling others about our agency, this month we honor Terry Hilton as our Referral Client of the Month! Terry received a $50 Dinner Gift Certificate. Thanks for your continued business! (Who’s next? Hint… it could be you!)
Drinking and Driving: A Deadly Combination
In 2006, an estimated 13,470 people were killed in alcohol-related crashes – an average of one almost every half-hour, according to data from the National Highway Traffic Safety Administration (NHTSA). These deaths made up about 32 percent of the 42,095 total traffic fatalities. Motor vehicle crashes are the leading cause of death for children from 2 to 14 years of age, according to the NHTSA.
Through education, increased law enforcement, and stiffer penalties, the number of alcohol-related traffic crashes can be reduced. If you drink, be responsible. When with a group, choose a designated driver. Having one person agree to drink only non-alcoholic beverages and provide transportation for other members of the group can save lives.
How To Detect A Drunk Driver
According to law enforcement officials, drivers under the influence of alcohol often display certain characteristics, which can include:
- Making wide turns
- Weaving, swerving, drifting, or straddling the centerline.
- Almost striking an object or vehicle
- Driving on the wrong side of the road
- Driving at a very slow speed
- Stopping without cause
- Braking erratically
- Responding slowly to traffic signals
- Turning abruptly or illegally
- Driving after dark with headlights off.
Please keep these characteristics in mind to avoid a dangerous situation. If you are in front of an impaired driver, move to your right and let him or her pass. If the driver is in front of you, stay a safe distance behind. If the driver is coming at you, slow down, move to the right and stop. Once you are a safe distance from the impaired driver, call 9-1-1 or the police. Do not attempt to stop the impaired driver’s vehicle yourself.
Strickler Recipe Corner
Apple Crisp
Makes 6 Servings
- 4 medium tart cooking apples, sliced (4 cups)
- 3/4 cup packed brown sugar
- 1/2 cup all-purpose flour
- 1/2 cup quick-cooking or old-fashioned oats
- 1/3 cup butter or margarine, softened
- 3/4 teaspoon ground cinnamon
- 3/4 teaspoon ground nutmeg
- Cream or Ice Cream, if desired
- Heat oven to 375F. Grease bottom and sides of an 8-inch square pan with shortening.
- Spread apples in pan. In a medium bowl, stir remaining ingredients except cream until well mixed; sprinkle over apples.
- Bake about 30 minutes or until topping is golden brown and apples are tender when pierced with a fork. Serve with warm cream or ice cream if desired.
Did You Know…
- Take your bananas apart when you get home from the store. If you leave them connected at the stem, they ripen faster.
- Hate foggy windshields? Buy a chalkboard eraser and keep it in the glove box of your car. When the windows fog, rub with the eraser!
- If you seal an envelope and then realize you forgot to include something inside, just place your sealed envelope in the freezer for an hour or two. Viola! It unseals easily.
- Store opened chunks of cheese in aluminum foil. It will stay fresh much longer and not mold!
- Peppers with 3 bumps on the bottom are sweeter and better for eating. Peppers with 4 bumps on the bottom are firmer and better for cooking.
- Pin a small safety pin to the seam of your slip and you will not have a clingy skirt or dress. The same thing works with slacks that cling when wearing pantyhose.
- Add garlic immediately to a recipe if you want a light taste of garlic. Add garlic at the end of the recipe if you want a stronger taste of garlic.
