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Electrical Company Insurance

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Electrical Company Insurance provided by Strickler Insurance.

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There’s a large amount of risk involved when being an electrician. From residential electricians to electrical lineman, working with electricity has an extremely high-risk of being electrocuted potential. As your business works with high voltages, you should make sure you have insurance coverage that will protect you, your employees, and your electrical contracting business’s future.

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Electrical Company Insurance Specialists

At Strickler Insurance we pride ourselves in providing great insurance for electrical companies. We are dedicated to providing you the best electrician insurance possible. Contact us for a free insurance quote today!

What Kind Of Insurance Does An Electrical Business Need

Depending on the size of your electrical contracting business or the type of electrical work you do your profession as an electrician requires different types of insurance coverage. For instance, we suggest to larger electrical lineman unions and corporations to have life insurance benefits for their employees. Electrical line work is one of the most dangerous labor jobs in the United States. Providing life and accidental death and dismemberment insurance benefits for your employees is a wise investment for any lineman business.

Typical electrician businesses we provide insurance for:

  • Electrical Contractor Business Owners Policy (BOP): A business owner’s policy for an electrician business is an essential part of protecting your business. This is essentially a combination of liability insurance and property insurance all in one policy.
  • Electrical Contractor Workers’ Compensation Insurance: Having workers’ compensation for your electrician business employees is so important. Not only is it required by the state that you have workers’ compensation for your electrician business but it also helps save you money. By having workmans’ compensation you are more likely to retain employees.
  • Electrical Contractor Business Crime Insurance: When running an electrician business you know there is potential for robberies to occur. Having crime insurance for your business will protect you, your business and all of your assets.
  • Electrical Contractor General Liability Insurance: Liability insurance for an electrician business is so important to have. Protecting yourself from lawsuits or liability your business might sustain. Not having liability insurance could result in your electrician business being forced to close.
  • Electrical Contractor Property Insurance: Having property insurance for your electrician business will protect your organization’s assets and investments. Be prepared for fire, flooding, theft, or accidental damages that can occur on your electrician business property.
  • Electrical Contractor Umbrella Insurance: Having umbrella insurance for your electrician business is such an effective way to protect your business. Umbrella insurance takes all of your existing electrician business insurance and increases its effectiveness with additional payout coverage.
  • Electrical Contractor Commercial Auto Insurance: Another insurance you might need is commercial auto for your fleet of bucket trucks and utility vehicles. Protect your vehicles which are a huge investment for your electrical company.


Electrical Contractor Employee Benefits

  • Electrical Contractor Health Benefits: Get group health insurance for your electrician business employees. Keeping employees at your electrician business business can be difficult, but by offering health insurance you can increase employee retainment and health for your whole organization.
  • Electrical Contractor Dental Benefits: Get group dental insurance for your electrician business employees. Providing dental benefits makes your business stand out to potential employees.
  • Electrical Contractor Vision Benefits: Get vision benefits for your electrician business employees. Not every business offers group vision insurance, especially not every electrician business. This benefit will help your employees see how much you care about them and their vision.


Do I Need Electrician Insurance For My Business?

As an electrical business, you are required to have liability insurance by the Pennsylvania government if you are licensed. General liability insurance for an electrical company can help protect your business from claims connected to bodily injury or damage to property. General liability insurance for electricians typically cost anywhere from $35 a month to $80 a month. This is the minimum insurance required for your business to function legally within the state of Pennsylvania. Since many electrical companies have bucket trucks or utility trucks, you would also be required to have fleet insurance for your electrical vehicles. If you have employees you are also required to have Workmen’s Comp. insurance. These electrical business insurance coverages will help protect your electricians as well as your electrical contracting business’s future.

How Much Does Electrical Contractor Insurance Cost

If you are a small electrician business without employees the only cost is the general liability insurance and the insurance for your electrical utility vehicle. This can be as low as $35 a month Or it can surpass $100-$200 a month due to you’re driving history or liability history.

Get Electrical Contractor Insurance From Strickler Insurance

Strickler Insurance is located in Lebanon Pennsylvania. Get your electrician business insurance in Lebanon PA, Pennsylvania, or one of our neighboring states. At Strickler, we hope to provide the best electrician business insurance. We provide electrician business coverage in New Jersey, New York, Maryland, Delaware, and Virginia. Contact us today for a free electrician business insurance quote!

Electrical lineman working on powerlines.

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